The progress of our bank is intrinsically linked to your satisfaction. Therefore, we are dedicated to enhancing our systems and processes in alignment with regulatory directives and industry standards. Upholding the principles set forth by the RBI, national banks, and state co-operative banks, we aim to deliver high-quality computerization and digital banking services, driven by our commitment to social and people-oriented values.
Under able leadership, LDCC Bank has witnessed remarkable growth over the past four decades. Ranked among the top district banks, we have achieved a strong financial position, contributing significantly to rural development. This journey of progress would not have been possible without the unwavering support and cooperation of each one of you.
We take pride in fulfilling our social obligations by extending our services to all sections of society. Our commitment to farmers’ welfare is reflected in our initiatives, such as providing interest-free agricultural loans and exceeding loan disbursement limits for essential crops. By promoting mechanization and supporting associated sugar factories, we aim to elevate the financial progress of our farmers and create avenues for entrepreneurship and employment.
As we stride into the digital age, LDCC Bank is committed to upgrading its technology and embracing digitalization. We strive to offer convenient services such as mobile banking, UPI transfers and IMPS facility to enhance your banking experience.
In the current financial year, we continue to prioritize the financial progress of our farmers by offering various schemes at minimal interest rates. Our relentless efforts have led to achieving a loan recovery rate of 97%, underscoring our commitment to financial prudence and accountability.
During the pandemic, with a focus on customer-centricity, the bank extended doorstep services to rural areas, facilitating crop insurance repayments for farmers and pension disbursements for retired personnel. With 24×7 services through ATMs and our innovative ATM Van/ Branch on Wheels, we endeavour to bring banking services to your doorstep.
In conclusion, I extend my heartfelt gratitude to our customers, stakeholders, and the dedicated team at LDCC Bank for their continued support and trust. Together, we will continue to strive for excellence and drive positive change in our community.
