PACS

Primary Agricultural Credit Societies

PACS

Primary Agricultural Credit Societies

Primary Agricultural Credit Societies (PACS) are local organizations that include farmers, artisans, and other vulnerable community members as members. They are village-level cooperative credit unions that form the final part of a three-tier cooperative credit system, with State Cooperative Banks (SCBs) at the top and District Central Cooperative Banks (DCCBs) at the district level.